Best 34 Home Decoration Loan
The loan amount varies in proportion to the monthly income. a) 5 times the gross monthly income or Rs.2.00 lakh whichever is less if third party guarantee is offered. b) Ten times the gross monthly income or Rs.10.00 lakh whichever is less if collateral equal to the loan amount is offered.
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Third party guarantee for the loan Above Rs.2.00 lakh to Rs.5.00 lakh Mortgage of the flat/house which is being furnished. If the house was bought through finance from IOB, the mortgage should be extended for this loan also; or mortgage of any house/flat with value at least equal to the loan amount
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